Real Estate Fundamentals

Should Canadian real estate investors refinance their rental properties to reinvest equity, or pay off the mortgage for long-term stability? In this article, Wayne Hillier shares his findings on both strategies, explains how to use the cashflow test to stress test your portfolio, and reveals how his bestselling book The 5% Rule™: A Real Estate Cash Flow Test for Canadian Investors has helped hundreds of investors build storm-proof wealth.

Learn 10 powerful benefits of Rent-to-Own investing in Alberta. Boost cash flow, attract tenant-buyers & build long-term wealth with less risk.

Looking for funding for your next BRRRR or fix and flip project? In this article, real estate coach Wayne Hillier explains how to secure financing using private lenders in Canada. Plus, insights from Calvert Home Mortgage on how they help investors close fast.

Thinking about becoming a wholesaler in Canada? Discover the real truth behind wholesaling real estate, including who it’s best for, common pitfalls, and how to build a business instead of just another job. Written by real estate investing coach Wayne Hillier.

If you’re a contractor or handy homeowner ready to buy your first property, here’s a proven step-by-step plan to turn your first home into a profitable rental using sweat equity and smart financing.

Thinking about investing in Edmonton real estate? This guide walks you through the first steps to buying your first rental property in 2025, including pre-approvals, investment priorities, strategic property searches, and market timing.

Understanding insurance is essential for every Canadian real estate investor. This post breaks down condo, home, landlord, tenant, and fix & flip insurance types, plus how deductibles affect your premiums.

Falling behind on your real estate goals in 2025? You’re not alone—but the year isn’t over yet. In this article, Wayne Hillier outlines 5 key steps every investor can take right now to reset, refocus, and reach the finish line strong.

Many buyers run from foundation cracks, bad smells, or old electrical systems but savvy real estate investing masters see opportunity where others see risk. Learn how to turn red flags into green lights.

Thinking about where to put your money in Canada? Here are 10 solid reasons why real estate consistently outshines stocks, crypto, and GICs. Perfect for anyone seeking stable, long-term wealth.

Discover the top 5 real estate investing podcasts for Canadian investors in 2025. From tactical tips to inspiring success stories, these shows will sharpen your knowledge and help you grow your portfolio.

Choosing the right real estate coach can make or break your investing success. Here’s how Canadian investors can find a mentor who delivers real results, not just motivation.

Edmonton’s real estate market is entering a new phase. Prices are softening, inventory is rising, and investors are quietly returning to one of Alberta’s most resilient property types: suited homes. Here’s what you need to know before the next wave hits.

Many Canadians want to invest in real estate, but most never do. In this post, Wayne Hillier breaks down the five biggest reasons new investors fail before they even start, and what you can do to avoid making the same mistakes.

Thinking about using your home equity to invest in real estate? In this post, we break down the pros and cons of using a HELOC in Canada, from strategic leverage to potential risks, so you can make a smart, informed decision.

Want to make sure your next rental property actually makes money? In this post, I’ll show you how to analyze rental property cash flow like a pro using real-world examples from Alberta. Learn what numbers to look at, which hidden costs investors forget, and how to stress-test your deals before you buy. This is the foundation of smart, sustainable real estate investing.

Choosing between a fixed or variable mortgage can make or break your next investment. Mortgage strategist Keaton Kirkwood joins Wayne Hillier to explain how real estate investors can align their financing with their long-term goals—and avoid costly mistakes like six-figure penalties. Learn what most banks won’t tell you.

Many real estate investors quit before they ever succeed — not because they can’t do it, but because they start with the wrong education and unrealistic expectations. Learn what really drives people out of the game and how to protect yourself from the most common mistakes.

If you're a landlord in Alberta or anywhere in Canada, your lease agreement is one of the most important tools you have. In this post, we break down what to include, how to protect yourself, and the bonus clauses we've added over the years.

Discover the top 5 reasons why self-managing your rental properties might be the smartest move for your real estate business — and how to do it remotely.